SPRING APPEAL — Every dollar through April 30 is matched 2:1 by the Holcombe Family Foundation.
A community housing nonprofit · Hudson Valley, NY

Permanent housing.
Built by the people
who'll live in it.

For twelve years, Your Business has built and stewarded affordable housing across the Hudson Valley — apartments and homes held permanently in community trust, sold or rented at half the regional median, never to be flipped, refinanced, or removed from the housing pool.

Family receiving keys to new home Renovated home exterior Construction in progress
Since 2014118homes built
— TWELVE YEARS · MEASURED IMPACT —
118
Permanent homes built or rehabbed
$22M
Held in community land trust
340+
Hudson Valley residents housed
94%
Of every dollar to programs
— Our mission —

To keep good housing in the hands of the community that built it.

Affordable housing isn't a market problem with a market solution. It's a stewardship problem — and stewardship requires permanence. Your Business holds homes the way a land trust holds farmland: not as inventory, but as a promise.
— Eleanor MossbergFounding Executive Director
— Where the money goes —

Ninety-four cents on every dollar.

We publish our finances quarterly, audited annually by an independent firm, and we report every gift over $10,000 by line item. The remaining six cents covers staff, accounting, and the office on Front Street.
52¢

New construction & rehab

Direct construction costs on the homes we build and the older homes we restore. Lumber, labor, plumbing, the roof.

— FY2025 audited
28¢

Land acquisition & trust

Buying the land into the community land trust, where it stays permanently — never resold to private developers.

— FY2025 audited
14¢

Resident support services

Homeownership counseling, financial literacy, and the ongoing relationship with the families who live in the homes.

— FY2025 audited

Operations & overhead

Salaries for our seven staff members, rent, accounting, the website, and the cost of being a transparent organization.

— FY2025 audited
— Who lives in these homes —

Three
families.

Every home we build has a story attached. Below are three from the past year, told with the families' permission and reviewed by them before publishing.
Family at home
NEW BUILDBEACON, NY · 2024

The Mendez family — back in their county.

Maria and Diego Mendez had been priced out of Beacon, where Maria's parents had lived for forty years. They'd been driving 40 minutes to visit. We built them a 3-bed, sold to them at 48% of regional median, with a permanent affordability covenant.

$342KPurchase price
3 bedEnergy efficient
2 kidsNow in school district
Senior at home
REHABNEW PALTZ, NY · 2024

Mr. Wilkins stayed put.

Henry Wilkins, 78, had lived in the same New Paltz cottage since 1981. The roof was failing, the heating system was thirty years old, and he was facing the choice between repair he couldn't afford and a sale he didn't want. We bought into the home, rehabbed it, and granted him a lifetime tenancy.

$84KRepair work
0Days displaced
LifetimeTenancy granted
Apartment building
RENT-TRUSTKINGSTON, NY · 2025

Eight apartments on Wall Street.

An eight-unit building in midtown Kingston was about to be flipped to a private investor. We bought it, brought it under the trust, and renewed every existing tenant's lease at the same rent, in perpetuity. The building stays affordable forever.

8 unitsBrought into trust
0Tenants displaced
ForeverRent capped
Volunteers at a build day
— Volunteer —

Show up once. Or once a month.

We run open build days the second Saturday of every month, plus quarterly skilled-trades days for the experienced. No experience needed, no minimum hours required. Tell us your name and we'll send you a calendar.

If you have skilled-trades experience — carpentry, plumbing, electrical, masonry — there's a separate roster, and you'll be paired with our site lead.

— The team —

Seven people on staff.
Twelve on the board.

Our staff team is small on purpose. Three field crew, two on the housing-services side, two in the office. The board is volunteer; six current or former Your Business residents sit on it, by design.

Eleanor Mossberg

Executive Director

Founding ED · Twelve years of permanent housing work, two of those without a salary because the org couldn't afford one yet.

Marcus Holcombe

Director of Construction

Twenty-eight years in residential construction across the Hudson Valley. Our first hire after Eleanor.

Renée Diallo

Director of Resident Services

HUD-certified housing counselor. Manages the long-term relationship with every Your Business family.

Theo Vasquez

Board Chair

Architect, Hudson Valley resident, Your Business board member since 2018. Lives in a Your Business home in Beacon.