We earn from one revenue line: client retainers paid in equal quarterly installments. We accept no commissions, fund placement fees, or referral incentives from any third-party manager, insurance carrier, or product issuer. Ever.
Tier is determined by household complexity, not assets under your wealth manager. A $7M founder with concentrated stock and a pending exit may sit in Tier III; a $40M household with simple public-stock holdings and no active business may sit in Tier I.
Each pillar has a clear inclusion mark by tier. If a service is gray-italic, it’s available a la carte at standard hourly rates ($475–$650/hr depending on advisor seniority).
The fee-only model only works if certain revenue is permanently off the table. These are the three lines we will not cross, regardless of the engagement size or the prospective economics.
We do not accept commissions, kickbacks, fund-placement fees, or referral incentives from any wealth manager, insurance carrier, fund GP, or product issuer. Period.
We do not sell life insurance, annuities, structured products, mutual funds, or any in-house investment vehicle. We have no proprietary funds, separate accounts, or strategy products.
We do not market or design transactions that meet the IRS definition of a listed transaction or a transaction of interest. Our work would survive a public reading at a Tax Court trial.
Roughly 8% of our active book eventually transitions to a single-family or multi-family office. We have built relationships with three of those firms specifically to make the hand-off graceful, with shared workpapers and continuity of strategy.
If your situation is approaching the threshold where a dedicated single-family office makes sense, we will introduce you to one of three vetted firms and remain on call as your strategic-tax counsel for the first 24 months of the transition.
No referral fee changes hands in either direction. The program exists because we would rather lose the retainer than fail the client.
Direct intro to managing principal at one of three referral-partner family offices.
Remain on call as strategic-tax counsel during the family-office transition.
All projection models, entity charts, and trust documents transfer cleanly.
No money changes hands in either direction. Ever.
Request a strategy session and we’ll quote you the right tier, in writing, before you leave the call. The first hour is free.
Request strategy session