Your Business is a two-advisor fee-only fiduciary firm. We don't sell products. We give advice — on retirement, taxes, and the long arc of family money.
Most clients use us for all three. We don't take retainer-only or one-off planning relationships — we work with families for decades.
Pre-retirees and retirees navigating the shift from accumulation to drawdown. Social Security timing, Medicare coordination, and a written income plan reviewed each year.
Read the playbook →Roth conversion ladders, asset location, capital gain harvesting, and bracket management — coordinated with your CPA so the right dollar leaves the right account.
Read the playbook →For owner-operators between $2M and $30M in revenue. Entity-level cash, deferred-comp design, and exit-readiness work that begins five years before the sale.
Read the playbook →Thirty minutes. We learn what you own, what you owe, and what you're trying to do.
You share statements. We build a one-page picture of the household — and surface the gaps.
A written plan with three to seven recommendations, each priced and sequenced.
Quarterly check-ins. Annual rebuild. A real human answers the phone the same day.
Every household is owned by Margaret or Daniel from the first call to the last quarterly review.
Margaret built Your Business in 2011 after twelve years at a regional brokerage. She leads retirement and tax-aware withdrawal work and chairs the firm's investment committee.
Daniel runs the small-business practice. Before Your Business he led financial planning for a wealth-management firm in Portland and ran his own family's lumber business.
We bill quarterly, in advance, against the prior quarter's average balance. Fees decline above $2M. Planning is included — there's no separate planning fee.
No prep, no pitch. Bring questions. We'll tell you whether we're the right firm — and if we're not, we'll tell you who is.
Schedule an intro →