Hearing concerns? · Free 60-minute hearing test · same-week openings · most insurance & Medicare Advantage accepted
— insurance & financing —

What's covered. What's not. What we do about it.

Diagnostic testing is covered by almost everyone. Hearing aids are covered by some — and we have honest financing for the rest. We'll verify your specific benefit before any visit.

— accepted plans —

In-network with Wisconsin's major carriers.

For diagnostic services (testing, balance evaluation, tinnitus assessment) we are in-network with the carriers below. For hearing aids, coverage varies plan-by-plan — we'll verify yours specifically before you commit.

Commercial PPO

Diagnostic in-network
  • BCBS Wisconsin
  • Quartz
  • WEA Trust
  • Group Health Cooperative
  • UnitedHealthcare
  • Aetna
  • Cigna
  • HealthEOS / Multiplan
  • Dean Health Plan
  • Robin Health

Medicare Advantage

Hearing aid benefit available
  • Humana MA
  • Aetna MA
  • UHC Medicare
  • BCBS MA Wisconsin
  • WPS MA
  • Quartz MA
  • Devoted Health
  • Anthem MA

Government & State

Diagnostic in-network
  • Original Medicare
  • WI ETF (state employee)
  • VA Community Care
  • TRICARE
  • BadgerCare Plus
  • Wisconsin Medicaid

Workplace & Specialty

Hearing-aid benefit programs
  • EPIC Hearing
  • TruHearing
  • UHC Hearing
  • NationsHearing
  • Worker's Compensation
  • HSA / FSA
— Medicare Advantage —

Most plans now cover hearing aids.

If you have Medicare Advantage (not Original Medicare), your plan likely includes a hearing aid allowance. We've billed every major MA carrier in Wisconsin and we know exactly what each plan pays. Bring your card and we'll show you the bottom line in five minutes.

92%of MA plans we accept include a hearing aid benefit
$700–$2,500typical MA plan allowance per pair
$0–$999typical patient out-of-pocket for premium aids
— financing —

Three ways to pay for what insurance doesn't.

Most insurance covers some of the cost. We have three options for whatever's left, including a 0% in-house plan with no credit check.

No credit check

Your Business in-house plan

Our internal financing program · 0% interest, no credit check, automatic monthly debit from your account. Approved at the front desk in minutes.

  • Term12 — 24 months
  • APR0%
  • Down payment$0
  • Monthly (avg pair)$133 / mo
Healthcare card

CareCredit

Healthcare credit line accepted across the country · 0% APR promotional periods on most aid pairs, longer terms available with standard APR.

  • Term6 — 60 months
  • APR0% (promo)
  • ApprovalSoft pull, 60 sec
  • Monthly (avg pair)$58 — $266 / mo
Pre-tax

HSA / FSA

Hearing aids and audiology services are HSA & FSA-eligible expenses. Pay with your benefits card and we'll itemize the receipt for documentation.

  • Tax savings22 — 37%
  • DocumentationItemized receipt
  • EligibilityDevices & services
  • DeadlinePlan-year end
— example —

What a real pair actually costs.

Here's a typical Madison patient · BCBS Wisconsin commercial plan, fitting Phonak Audéo Lumity L90s. Your numbers will differ; we run them for you at your free hearing test.

— example, not a quote —

Phonak Audéo Lumity L90 · pair$3,495
BCBS plan benefit− $1,400
HSA pre-tax savings (24%)− $503
Patient owes$1,592
0% in-house · 24 mo$66 / mo

Don't guess what's covered.

Snap a picture of your card and bring it to your free hearing test. We'll have a written estimate before you leave.