Your Business Free 60-min review
Home/Practice/Flat-fee schedule
Step 5 · Transparent pricing

Every line item. Published.

Most consumer bankruptcy attorneys will not put their fees on a website. We will. Two flat fees, every line item itemized, no billable hours, no upsells.

Book free 60-min review
Two filings, two prices

The whole price list, on one screen.

The flat fee includes every step from intake through discharge. The court filing fee is the only line item that goes to anyone other than this firm.

Step 4A · Liquidation

Chapter 7

A no-asset, ~4-month case for a household at or below the median income.
$1,500 flat attorney fee
  • Pre-filing means test & budget reviewincluded
  • Federal credit-counseling course (vendor)$25
  • Petition + schedules + SOFA prepincluded
  • Court filing fee (federal)$338
  • 341 meeting attendanceincluded
  • Reaffirmation review & draftingincluded
  • Debtor education course (vendor)$15
  • Discharge motion & entryincluded
  • 12-month rebuild playbook + 4 coaching callsincluded
All-in total$1,878
Book free review See walkthrough
Step 4B · Repayment

Chapter 13

A 36–60 month repayment plan to save assets, cure arrears, and discharge what remains.
$3,500 flat attorney fee
  • Pre-filing means test & plan modelingincluded
  • Federal credit counseling course (vendor)$25
  • Petition + plan + schedulesincluded
  • Court filing fee (federal)$313
  • 341 meeting + confirmation hearingincluded
  • Plan modifications (unlimited)included
  • Debtor education course (vendor)$15
  • Discharge motion & entryincluded
  • Most of fee paid through the plan, not upfrontstructured
All-in total$3,853
Book free review See walkthrough
Pre-filing payment plan

Chapter 7 retainer split into 3 payments.

Most clients cannot pay the full $1,500 upfront. We split the retainer across three pre-filing payments and file the moment the third payment lands.

For Chapter 13, the bulk of the fee is paid through the trustee’s monthly disbursement, so most clients owe only the first $750 before filing.

Discuss a payment plan
MilestoneDueAmount
Engagement signedDay 0$500
Document review completeWeek 2$500
Petition ready to fileWeek 4$500
Court fees on filing dayWeek 4$378
Total$1,878
Two-column transparency

Exactly what is — and isn’t — included.

The biggest source of bankruptcy-fee complaints in our state bar’s data is “upsells after engagement.” We don’t do that. Here’s the line.

What’s in the flat fee

  • All pre-filing intake meetings
  • Means-test math and exemption planning
  • Document checklist + secure portal upload
  • Petition, schedules, SOFA, plan drafts
  • Filing-day docket entry & service
  • 341 meeting attendance (Zoom or in-person)
  • Reaffirmation drafting & review
  • Plan modifications and amendments
  • Discharge motion & final order entry
  • 12-month rebuild playbook & coaching calls

What’s not in the flat fee

  • Adversary proceedings (defending lawsuits inside bankruptcy)
  • Non-dischargeability fights (777, 523 actions)
  • Student-loan undue-hardship adversaries
  • Trustee turnover litigation (rare)
  • Conversion from Chapter 7 to 13 (or vice versa)
  • Real estate sales mid-plan (sale motion)
  • Audit responses (random GAO audits)
  • Re-filings after dismissal
  • Court-mandated counsel for ex-spouses
  • Tax-return preparation (referred out)

Each excluded item has a published add-on flat fee. We tell you the price before any work begins, in writing, and you sign a separate engagement letter.

Two prices.
Zero surprises.

Book your free 60-minute analysis. We will run the means test, model the plan, and quote you the all-in price — in writing — before you leave the call.

Book free 60-min review